401k Advisors & Employee Benefit News
Benefit News by San Francisco 401(k) Advisors
Low 401k participation is a concern for plan sponsors, since it means that employees are not on track for retirement readiness. In many cases, low participation can result in a failure of the 401k plan’s nondiscrimination tests. Often the test results end up creating unwanted refunds to highly compensated employees. As 401k Advisors, we look [...]
On October 24th, 2007 the Department of Labor (DOL) issued the long awaited qualified default investment alternatives (QDIA) final regulations. The DOL retained much of the proposed regulations, but also offer a few new opportunities as well as some new variables. Safe harbor relief is available to fiduciaries of participant-directed 401k plans where certain conditions [...]
Investment Manager Style Analysis – what is it? Here’s a clear explanation of style analysis and the two reasons why investment manager style is critically important to 401k plan sponsors. Our Investment Due Diligence process places an important emphasis on an investment manager’s style, employing a technique called “quadratic optimization.” Quadratic Optimization” is a big [...]
The 401k Investment Due Diligence report, a cornerstone deliverable to our plan sponsor clients, emphasizes investment style. In fact, 30% of an investment option’s score (which appears on our Scorecard) is style related. Investment style counts as much as what is derived from risk/return components. During a 401k investment style analsysis, we look at the average manager [...]
Related News About 401k Advisors
Let’s Connect!