Target Date Glide Path

glide path

While the term glide path may still be defined by Merriam-Webster as “the proper path of descent for an aircraft preparing to land”, 401k plan sponsors know this refers to a Target Date Glide Path.  This is the process by which your 401k Target Date Investments gradually reduce their equity exposure as participants near retirement age. As currently designed, [...]

401k Investment Options: When Less Is More

401k Investment Choices

Many 401k plan sponsors struggle to determine the “right” number of investment options in their Plan’s menu. Today, the retirement plan industry has evolved to the point where a complete portfolio may be obtained by purchasing a single investment option that either best matches a particular retirement date or the investor’s risk level. In many cases, [...]

Vanguard Survey Reveals “How America Saves in 2010″

How America Saves 2010 Survey

Vanguard released a report entitled “How America Saves in 2010” based on trends they are experiencing from their 401k retirement plan clients through the 2009 plan year. Vanguard serves approximately 1,700 plan sponsors and 3 million participants. Key findings of the Vanguard “How America Saves” survey: 25% of participants use an asset allocation option (including [...]


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